Insurance Claim Help
We had a bad hail storm come through in April. I have a 2001 Silverado. They estimated the damage to be $3700. It is now at the body shop and they said USAA missed a bunch of stuff on it. They sent in the new estimate to USAA. USAA sent me an email this afternoon saying they are totaling out my truck and want to pay me $10,500 for it. I called the guy who sent the email and he was gone for the day.
I want to keep the Silverado I need to town my gooseneck trailer, the Canyon can not do it.
Here are my questions.
Will the insurance company let me keep it and just pay me the difference? I found out I can get it fixed for $6600.
If I get it and it gets a salvage title can I still get full coverage insurance on it?
I am sure some people on here have had issues like this.
Ordered 4-23-15, built 5-21-15, sitting in my driveway 6-8-15. Canyon SLE, crew cab, long bed, 2wd, Bronze Alloy, Cocoa Dune.
Roll N Lock bed cover and cargo manager, custom made tool tray, OEM mud flaps, front windows tinted, running boards, 300 Watt Inverter with Sierra OEM plug, Warning Lights for fire dept, 6K HIDs lows and highs, LED fog light bulbs, 30" LED light bar, 2.5" front lift with 1" rear, Michelin AT/2 265/70/17, custom sports bar with 2 LED light bars, Rigid cargo lights.