Use GM card earnings AND bonus with Employee pricing? - Chevy Colorado & GMC Canyon

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Old 06-09-2005, 03:52 PM   #1 (permalink)
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Default Use GM card earnings AND bonus with Employee pricing?

Does anyone know if there are any restrictiions using GM credit card earnings and Bonus earnings with the new Employee Pricing for Everyone? For example looking at an Uplander can I redeem $1000 in earnings (the redemption allowance for this vehicle) PLUS the $1000 in bonus earnings (notified of such in postal mail last month) and deduct this from the Employee Pricing? If so might make for a really good deal, although this Employee Pricing probably killed the value of my 04 Colorado I would be trading.
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Old 06-10-2005, 03:10 PM   #2 (permalink)
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Yes, you can use both. Ironically, a GM employee is NOT allowed to use both the employee discount AND the GM card earnings, but non-employees (like myself) can.

I just picked up a 2005 Colorado Crew Cab which stickered at $22,845.00 but with the employee discount and the current $2,000 customer cash it was $18,145.00! I then applied $1,000 worth of earnings from my Dad's GM MasterCard which brought it down to $17,145.00. After receiving $2,000 for my trade (a '93 Aerostar w/ 95k miles) and handing them $2,500 cash down, I financed just over $14,000.00 after tax/title/docs.

Another thing worth mentioning....they offered me the credit life insurance, which pays off your loan in the event of your untimely demise, and normally I would stay away from crap like that....but by opting FOR it, they lowered my interest rate a full percentage point which actually lowered my monthly payment and will save my over $500.00 in finance charges over the life of the loan. The premium for the policy, incidentally, is only $350.00.

So...anyone on the fence right now about purchasing a new GM vehicle ought to go looking at a few before July 5th. Just stay away from the more problematic models (i.e. anything with the 3.4ltr V6) and you should be good to go!
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Old 06-10-2005, 03:41 PM   #3 (permalink)
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Quote:
Originally Posted by ZooTech
Yes, you can use both. Ironically, a GM employee is NOT allowed to use both the employee discount AND the GM card earnings
Actually, GM employees can, but we have to have a different type of GM card, employees can get a special card because we get a different % of spending on the card put towrd our earnings. GM employees can not used GM card earnings off the normal GM card, though, only the employee card.
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Old 06-10-2005, 03:59 PM   #4 (permalink)
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Quote:
Originally Posted by ZooTech
Yes, you can use both. Ironically, a GM employee is NOT allowed to use both the employee discount AND the GM card earnings, but non-employees (like myself) can.

I just picked up a 2005 Colorado Crew Cab which stickered at $22,845.00 but with the employee discount and the current $2,000 customer cash it was $18,145.00! I then applied $1,000 worth of earnings from my Dad's GM MasterCard which brought it down to $17,145.00. After receiving $2,000 for my trade (a '93 Aerostar w/ 95k miles) and handing them $2,500 cash down, I financed just over $14,000.00 after tax/title/docs.

Another thing worth mentioning....they offered me the credit life insurance, which pays off your loan in the event of your untimely demise, and normally I would stay away from crap like that....but by opting FOR it, they lowered my interest rate a full percentage point which actually lowered my monthly payment and will save my over $500.00 in finance charges over the life of the loan. The premium for the policy, incidentally, is only $350.00.

So...anyone on the fence right now about purchasing a new GM vehicle ought to go looking at a few before July 5th. Just stay away from the more problematic models (i.e. anything with the 3.4ltr V6) and you should be good to go!
What's the problem with the 3.4L engine? I think the Uplander/Terraza/Montana SV6 have it. and I was considering those vehicles.
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Old 06-10-2005, 04:15 PM   #5 (permalink)
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Quote:
Originally Posted by naskie18
Quote:
Originally Posted by ZooTech
Yes, you can use both. Ironically, a GM employee is NOT allowed to use both the employee discount AND the GM card earnings
Actually, GM employees can, but we have to have a different type of GM card, employees can get a special card because we get a different % of spending on the card put towrd our earnings. GM employees can not used GM card earnings off the normal GM card, though, only the employee card.
My bad...just going by what the dealership told me. My dad has the Platinum card so..I believe that's the one with the most limitations.

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Originally Posted by rmg123
What's the problem with the 3.4L engine? I think the Uplander/Terraza/Montana SV6 have it. and I was considering those vehicles.
Check again, those vehicles now have a 3.5ltr. I'm not sure if it's a completely new mill, or just a bored and/or stroked and re-worked 3.4ltr. Hopefully, for your sake, it's the former. But the only General Motors V6 I would ever own is the old 3.8ltr. I avoid V6's in general, but I especially avoid those from the Big-3.
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Old 06-10-2005, 04:26 PM   #6 (permalink)
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Quote:
Originally Posted by ZooTech
My bad...just going by what the dealership told me. My dad has the Platinum card so..I believe that's the one with the most limitations.
Yeah, its a funky deal, the only reason I know how it works (or, rather, doesn't work) is because I wanted to use mine when I bought my truck and couldn't, because I just had a normal GM card and wasn't aware that they switched to a different card for GM employees.

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Originally Posted by ZooTech
Quote:
Originally Posted by rmg123
What's the problem with the 3.4L engine? I think the Uplander/Terraza/Montana SV6 have it. and I was considering those vehicles.
Check again, those vehicles now have a 3.5ltr. I'm not sure if it's a completely new mill, or just a bored and/or stroked and re-worked 3.4ltr. Hopefully, for your sake, it's the former. But the only General Motors V6 I would ever own is the old 3.8ltr. I avoid V6's in general, but I especially avoid those from the Big-3.
The 3.5L is just an update of the 3.4L.

The 3.4L isn't a bad engine, but keep an eye on the headgaskets when you get close to 100K on it, they have a tendancy to need to be replaced around then. Other than that, its a pretty solid engine.
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Old 06-10-2005, 04:27 PM   #7 (permalink)
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What's the problem with the 3.4L engine?
Nothing. I would own one! Nice and torquey little V6.
Had the 3.1 version in a Corsica and it pulled like ****.
(Even with the Corsica's lame 3-speed automatic.) :)
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Old 06-12-2005, 11:14 PM   #8 (permalink)
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My corsica was the greatest when I had it. paid 600 for it on the auction and sold it for 2000 after a year lol. but at 360,000 kms it was still pulling hard
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